Savings and Money Market
Personal Banking Savings and Money Market

Are you Ready for What's Ahead?
Plan and Prepare.

An Athens Federal Community Bank Savings or Money Market account will help you prepare for life's little surprises. If you're just beginning to save, or want to build your nest egg, apply for a savings or money market account online now or have a conversation with one of our customer service representatives to help you select an account to best fit your financial goals.

For long-term savings options, consider an Athens Federal CD or IRA or contact an Investment Representative in our Wealth Management Division.

Savings Accounts

Regular Savings Christmas or Vacation Club Savings Super Saver Savings
Minimum Opening Deposit $50 $50 $50
Monthly Service Fee $10
(waived with $50 daily balance)
$10
(waived with $50 daily balance)
$10
(waived with $50 daily balance)
6 Free Withdrawal Transactions per Monthly Cycle* N/A
Additional Transaction/Activity Fee* N/A
Availability & Benefits  

Christmas Club Funds Available in November of Each Year

Vacation Club Funds Available in May of Each Year

Free Piggy Bank at Account Opening
and Special Prizes for Each Deposit to Encourage Good Savings Habits.

Available to children ages
18 yrs.
and younger
Interest Rate Varies (contact AFCB) Varies—Higher with Direct Deposit (contact AFCB) Varies (contact AFCB)
Interest Compounding Method Monthly Monthly Monthly
Statement Frequency Quarterly Quarterly Quarterly





Money Market Accounts

Money Market President's Choice Tiered Money Market
Minimum Opening Deposit $2,500 $5,000
Monthly Service Fee $10
(waived with $2,500 daily balance)
$15
(waived with $5,000 daily balance)
6 Free Withdrawal Transactions per Monthly Cycle* N/A
Additional Transaction/Activity Fee* N/A
Interest Rate Variable Rate
(with $2,500 daily balance)

Tiered Rate

(contact AFCB)
Interest Compounding Method Monthly Monthly
Statement Frequency Quarterly Quarterly

Click here for full account disclosures.
*A charge of $10 per transaction will be implemented for Regulation D excess transactions; see qualifying transaction types in full account disclosures.