Checking

In the branch, online or on your mobile device.

Athens Federal Community Bank checking account options include features that matter the most to you, including the convenience of online and mobile access to your accounts. Apply online now or have a conversation with one of our knowledgeable customer service representatives to open an account that best meets your needs today. If you are switching from another financial institution, download our easy-to-use Switch Kit. It gives you all the information you'll need for a smooth transition.

Prefer to bank on your own time?


Already have an account?

Be sure to check out our Online Banking and Mobile Banking options to manage your account anytime, anywhere.



Need to order checks or check the status of a recent order?
Click here.

Over 50 and looking for a bank that can take you places?
Membership to our award-winning Senior Travel Club is free to Senior Checking account holders.

Check out our Checking Account Options

Valuable Features

Free
Checking
Club
Checking
Senior
Checking
Money Maker
Checking
NOW
Checking
Super NOW
Checking
President's Choice
Checking
Online Banking
Online Bill Pay
Mobile Banking
Online Financial Management
Paperless eNotifications  
Athens Federal Debit Card1
Athens Federal Credit Card2
DDA Line of Credit2
Overdraft Transfer2
Direct Deposit
Free Unlimited Check Writing
Free Personalized Checks          
Free Imaged Statements    
Free Membership to Senior Travel Club            


1Click here to learn more about Debit Card Holds. Note: $10 fee per replacement debit card for excessive replacements due to loss of card or Personal Identification Number (PIN).
2Subject to Credit Approval.


Checking Account Details

Free
Checking
Club Checking Senior
Checking
Money
Maker
Checking
NOW Checking Super NOW Checking President's
Choice

Checking
Minimum Opening Deposit $50 $50 $100 $100 $300 $2,500 $25,000
Monthly Service Charge None $4 None $7.95 $10
(waived with $1,500 min. daily balance)
$10
(waived with $2,500 min. daily balance)
$15
(waived with $25,000 min. daily balance)
Earns Interest
(Variable Rate)4
No No Yes
(with $1,500 daily balance)
Yes
(with $1,500 daily balance)
Yes
(tiered with higher interest on $1,500
daily balance)
Yes
(tiered interest
with $2,500
daily balance)
Yes
Special Requirements Deliverable eNotifications Truncated Statements3 50+
yrs. of age
       


3Truncated Statements do not include check images. All other accounts include imaged statements.
4Interest rates are variable and subject to change. Tiered interest rates refer to changing rates of interest applied to balances by maintaining the account's daily balance within that tier for the monthly account cycle. See a customer service representative for current balance tier requirements based on account type and current rates.

Click here to read our full account disclosures.