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Commercial Business Loans
Loans & Mortgages Commercial Business Loans

Commercial Loans

Whether your business is expanding, diversifying, or purchasing, Athens Federal can help identify your specific requirements and offers a wide variety of products to fit your needs.

Commercial Line of Credit

Benefits
A Commercial Line of Credit is a cost-effective approach if your business needs ongoing credit to fund seasonal working capital and accounts receivables or to manage inventory. With a commercial line of credit, your business can handle unexpected cash needs and take advantage of vendor discounts by having access to cash when you need it.
  • Flexible credit lines secured by general business assets
  • Quick, easy access to funds
  • Advances are simple and convenient
  • Competitive variable rates of interest
  • Pay no interest until you draw funds

Commercial Term Loans

Benefits
Athens Federal offers a variety of term loans to help your business purchase capital goods and equipment, fund a change in ownership, or consolidate debt. Our expert loan officers will structure this financing vehicle in accord with existing debt obligations and our historical and projected cash flows.
  • Acquire machinery, equipment, or other assets with fixed monthly payments
  • Increase your working capital to help you grow your business
  • Strengthen your competitive position by obtaining the equipment and assets you need to operate more efficiently.

Letters of Credit

Benefits
Letters of credit are widely used as a method of payment for imports or exports and are used domestically to facilitate trade without the risk of open account or cash-in advance transactions. Letters of credit are also employed in support of bond financing.

Athens Federal offers:

  • Standby Letters of Credit

If you would like additional information about Commercial Loans, please complete the short form below or contact a loan officer.

All loans are subject to credit approval and loan guidelines.

Want more information about Commercial Loans? Let us know!

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