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Cash Management
Business Banking Cash Management

Banking for Today's Business

Athens Federal Cash Management allows your business to better manage funds during every stage of the cash flow cycle with services that include electronic payment processing, fraud prevention and 24/7 account access via Online Banking. In addition, our cash management solutions provide your business with strong security controls including multi-factor authentication and dual control approvals.

Receivables Management

Improve your company's funds availability, cash forecasting and audit control by collecting funds more quickly and utilizing cash for investing and debt reduction.

Automated Clearing House (ACH) Collection

ACH Collection is an efficient, cost-effective way to collect receivables so you know exactly what will post daily. It is ideal for recurring payments like dues, lease/loans, charitable contributions, etc.

Remote Capture

Remote Capture provides you with the technology to image-capture checks and send them securely over the web to save you a trip to the bank. Make electronic deposits directly from your location - a convenience designed to streamline your deposit management process.

Deposit Reconciliation

Deposit Reconciliation allows you to monitor deposit activity at all of your locations through one account, giving you greater control and efficiency.

Deposit Reporting

Deposit Reporting offers a convenient way to move idle funds from remote locations to your Athens Federal account to improve daily cash flow.

Payables Management

Reduce your risk as well as the costs associated with disbursing funds to vendors, employees, and investors using tools such as ACH payments and wire transfers.

ACH Payments

ACH Payments quickly and conveniently send payments electronically. They are ideal for payroll, taxes, dividends, interest, expense reimbursement, insurance claims and vendor expenses.

Payroll Direct Deposit

Direct deposit allows you to deposit your employee's pay directly into their accounts via the ACH network, saving time for you and your employees.

Wire Transfers

A wire transfer is the fastest mode of transferring funds to your recipient.

Zero Balance Accounts

Zero Balance accounts automatically transfer funds between operations and disbursements accounts to finance expenses such as payroll, eliminating the need for manual transfers.


Business Debit Cards
Make business purchases with an Athens Federal Business Debit Card and manage users and transactions via the AFCB Mobile App.

Cash Management improves the self-sufficiency of your business by providing greater control and 24/7/365 service.
Want to learn more? Contact your customer service representative at 1-800-526-3572.