Business Checking
Business Banking Business Checking

Business Checking

Athens Federal offers convenient business and commercial banking checking accounts to keep your money safe and ensure a competitive return. We also offer a range of solutions to mange your cash flow using technology, including cash management, merchant and ACH services.

And, our Business Relationship Advantage waives monthly service charges and offers additional account benefits on business and personal accounts with combined personal and business deposits of $25,000 or greater.

We're in the business of partnering with businesses like yours that want safety, convenience and control.

 

Account Details

Small Business Free Checking Business Checking Corporate Analysis Checking Business NOW Checking
Overview Ideal for business customers with a limited number of monthly transactions Ideal for business customers with a moderate number of monthly transactions Ideal for business customers who require an unlimited number of monthly transactions Ideal for business customers who maintain high balances with low to moderate monthly transaction volume
Minimum Opening Deposit $200 $200 $200 $200
Monthly Service Charge None $10
(waived with $2,500 daily balance)
Varies $10
(waived with $2,500 daily balance)
Transaction Restrictions Up to 100 checks per month and 250 total items** Up to 200 checks per month and 500 total items** Transaction fees are offset by earnings credits based on average daily balance in the account or combined interest-bearing Sweep Account Up to 200 checks per month and 500 total items**
Earns Interest
(Variable Rate)4
No No No Yes
(with $2,500 daily balance)
Online Banking
Online Bill Pay
Mobile Banking, including Mobile Remote Deposit*
Business Debit or Credit Card*
Merchant Services
ACH Origination Services*
Monthly Imaged Statement  
Night Deposit
Overdraft Privilege*
Special Requirements       Sole Proprietors, DBAs and Nonprofits are eligible to earn interest.

Click here for full account disclosures.
*Some restrictions may apply. Subject to credit approval.
**$.20 per each transaction over
***Interest rates are variable and subject to change. Money swept out of the account each day to earn interest is not FDIC insured, but pledged against sound bank securities.