Welcome to the new Athens Federal website! Need a quick tour? Click here.

Why Athens Federal Community Bank?

We've been managed by local residents who have your best interest in mind since 1934. We are committed to developing lifelong financial relationships and offering our customers the most exceptional banking experience possible. Athens Federal thrives only when our customers do the same.

As a community bank, we lend locally where our depositors live and work, keeping our community vibrant and growing. We are deeply involved and dedicated to making our area a better place for all residents, and we donate service hours and dollars to support local causes and charitable organizations every year.

Instead of being headquartered hundreds of miles away, Athens Federal employees make decisions locally and are always accessible to customers on site.

Choose Athens Federal and feel good about keeping your money where it belongs—in the community you call home.

Today's Rates


TYPE APR
New Auto As Low As 1.99%
Used Auto As Low As 3.24%

Conventional

30-Year Fixed Rate

RATE APR POINTS
4.000% 4.153% 0.000%

15-Year Fixed Rate

RATE APR POINTS
3.000% 3.265% 0.000%

Government

VA 30-Year Fixed Rate

RATE APR POINTS
4.000% 4.271% 0.000%
TYPE APY
Regular Savings 0.05%
Vacation Club 1.00%
Christmas Club 1.00%
Super Saver 2.00%
Money Market Tiered
Rates Effective June 30, 2015

EMV Chip Cards
Have you heard about Chip Cards or EMV technology? Click here to learn more about chip cards, how the technology will improve fraud protection for consumers and what the change will mean for business owners.