PERSONAL BANKING

 

Checking

 

Athens Federal has a variety of both personal and business accounts to fit your individual needs. All of our accounts offer the convenience of direct payroll deposit and direct social security deposit. For additional information, stop by and talk with one of our customer service representatives.

 

Free Checking

 

  • Open with $50.00
  • No monthly service charge
  • No minimum balance requirements
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Direct Deposit of Payroll Check
  • Truncated Account
  • Onlne Banking and Web Bill Pay
  

Campus Checking

 

  • Opens with $50
  • No Monthly service fee
  • No minimum balance required
  • No per check charges
  • Converts to a Money Maker Account on account holders 25th birthday
  • 24 Hour Telephone Banking
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Online Banking

 

Super NOW Account

 

  • Open with $2,500
  • Interest Bearing (see disclosures)
  • Maintain $2,500 daily balance to earn APY
  • Maintain $1,000 daily balance for no monthly service charge
  • Daily balance below $2,500 - account reverts to NOW Account rates
  • Monthly service charge of $10.00 if daily balance falls below $1,000
  • Unlimited check writing privileges
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Onlne Banking and Web Bill Pay

 

  

NOW Account

 

  • Open with $300
  • Interest Bearing (see disclosures)
  • Maintain $1,500 daily balance to earn APY
  • Maintain $1,000 daily balance for no monthly service charge
  • Monthly service charge $10.00 if daily balance falls below $1,000
  • Unlimited check writing privileges
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Onlne Banking and Web Bill Pay

 

President’s Choice Tiered Money Market Account

 

  • Open with $5,000
  • Tiered Interest - higher balances earn more*
  • Maintain $5,000 daily balance to receive APY and no monthly service charge
  • Daily balance below $5,000 - account reverts to NOW account rates
  • Monthly service charge $15.00 if daily balance falls below $5,000
  • Limited to six transactions monthly
  • Personalized “President’s Choice” checks at no charge
  • Onlne Banking and Web Bill Pay

*Interest rates are variable and subject to change.

 

  

Money Market Account

 

  • Open with $2,500
  • Interest Bearing (see disclosures)
  • Maintain $2,500 balance to receive APY and no monthly service charge
  • Balance below $2,500 - reverts to NOW account rates
  • Monthly service charge of $10.00 if daily balance falls below $1000
  • Limited to six transactions monthly
  • Onlne Banking and Web Bill Pay

President’s Choice Checking

 

  • Open with $2,500
  • Tiered Interest - higher balances earn more
  • Maintain $25,000 daily balance to receive APY and no monthly service charge
  • Daily balance below $25,000 - account reverts to NOW account rates
  • Monthly service charge $15.00 if daily balance falls below $25,000
  • Personalized “President’s Choice” checks at no charge
  • Money orders and cashier's checks (3 free per month)
  • Notary service
  • Travelers checks
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • 10 Photocopies per month
  • Onlne Banking and Web Bill Pay
*Interest rates are variable and subject to change.

* Athens Federal Credit Card, ATM & Debit Card Subject to Approval.

* Personal Line of Credit Subject to Approval.

Click here to see our account disclosures.

Check Ordering and Order Status

 

  

Seniority Checking - Age 50+

 

  • Open with $100
  • $500 Personal Line of Credit*
  • Free Seniority Checking Checks
  • Interest Bearing (see disclosures)
  • Maintain $1,500 daily balance to earn APY
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check writing privileges
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Direct Social Security check deposit
  • Senior Travel Club Membership
  • Notary service
  • Travelers checks, Cashiers Checks, Money Orders
  • 10 Photocopies per month
  • Onlne Banking and Web Bill Pay

Money Maker Checking

 

  • Open with $100
  • $500 Personal Line of Credit*
  • Monthly service charge of $7.95
  • Interest Bearing (see disclosures)
  • No minimum balance to receive interest
  • Personalized “Money Maker” checks at no charge
  • Unlimited check writing privileges
  • Money Orders and cashiers checks (3 free per month)
  • ATM/Debit Card* - Learn more about Debit Card Holds.
  • Waived foreign Athens Federal ATM charges with Direct Deposit
  • Onlne Banking and Web Bill Pay
    

 

OUR CUSTOMERS ARE OUR PRIORITY

 

Athens Federal Community Bank is proud to serve the people of Bradley, McMinn, Meigs, Monroe, Polk and surrounding counties for over 75 years.

 

We are proud of our heritage and our long-standing tradition of being a local, community bank. We remain devoted to making your financial dreams a reality. From your first car to your first house, from your child’s first savings account to college tuition, from starting your business to that dash to the hospital that starts your growing family, we want to be there to enrich your life. Stop by and let us help you as you plan your financial goals.